Were you injured in a car accident and plan to settle with the insurance company on your own? If so, you may end up making mistakes that cost you a lot of money. Here are some of those mistakes that you could end up making.
Saying Too Much
Whenever you interact with an insurance adjuster, make sure that you don't say more than you have to. You'll be asked questions about the accident, and they are really looking for information to hurt your case and help the insurance provider's case. Say the bare minimum to avoid saying something that can hurt your case. Stick to the facts of the case, and don't start giving your opinion about the accident.
Not Being Professional
It's important that you are professional with all your interactions with the insurance adjuster. Even though you may be angry about the accident and your injury, it's important not to take it out on the insurance adjuster. This is the person that is going to be offering you a settlement amount during mediation, and you don't want them to make the process any harder than it needs to be.
It's very important that you are truthful about the entire accident. You should never lie or embellish the truth to attempt to help your case. Being caught in a lie is only going to make things worse and can cast doubt on the rest of your case based on what you said.
Releasing Medical Records Early
Many insurance adjusters are going to ask for your medical records since they want to see what has happened between you and your doctor. While they will need to see these medical records to verify your injury, you shouldn't release these records too early. Not only is it a hassle for your doctor to constantly receive requests for medical records, but the insurance adjuster doesn't need those early records. Wait until your injury is doing better so that you can release all of the records at once.
Admitting Pre-Existing Injuries
A common mistake people make is disclosing a pre-existing injury to the insurance adjuster. This is one area that your doctor should talk about since they can tell if the two injuries are in any way related to each other. If a doctor doesn't give their professional opinion about it, then the insurance provider can make their own assumptions that are incorrect.
For more information on your car accident case, contact a personal injury law firm like Lawson Law, P.C.Share