What Are The Differences Between Car Accident Personal Injury Claims And Lawsuits?

If you've been involved in a car accident, then you might be able to claim financial compensation. In some cases, you may make a personal injury claim. In others, you file a lawsuit. In both cases, you can ask an attorney for help.

What are the differences between personal injury claims and lawsuits? How will talking to an attorney help during this process?

What Is a Personal Injury Claim?

If you've had an auto accident that wasn't your fault, then your first step to getting financial compensation is through the other party's insurance company. For example, if another driver causes an accident that damages your car and injures you, then their insurer might give you compensation for your damage and medical costs.

While you can handle this process yourself, you can also hire an attorney. This is a good thing to do, especially if you have a complex case or have had a serious accident.

An experienced lawyer can represent your interests during your claim. This boosts your chances of success and maximizes the money you receive.

The insurance company you deal with won't necessarily give you all the money you think you deserve. Their aim is to keep their costs as low as possible. They might give you a lowball offer or refuse to compensate you for some costs.

A lawyer ensures that you file a full and valid claim. They manage the insurance company so you don't have that stress, negotiating a better deal for you.

What Is a Personal Injury Lawsuit?

While many people use insurance coverage to meet accident costs, this doesn't always work. If you can't get appropriate compensation from a policy, then you can file a lawsuit against a party in the case.

For example, you can sue an insurer if they refuse to make a fair claim offer or if they deny your claim completely. You can also file a lawsuit to get more compensation than a policy offers if you are severely injured or if the accident has completely changed your life and put you under undue financial stress.

A lawyer's help is vital here—you can't build a court case without legal experience. A lawyer can assess your case, plan it, and implement it. They improve your chances of getting the lawsuit settlement you need.

If you've recently had an auto accident and want advice on your options, contact a car accident attorney near you.